More.You Terms of Service

1. Who we are and what you are agreeing to

More.You is a link-in-bio platform that lets you build one page that carries your links, products, events, bookings and more, readable by both people and AI agents. The More.You website, pages published through it and related services (together, the “Service”) are operated by LoadFocus LTD (“we”, “us”, “our”).
By creating an account, publishing a page or otherwise using the Service, you agree to these Terms of Service (the “Terms”) and to our Privacy Policy. If you do not agree, do not use the Service.

2. Changes to these Terms

We may update these Terms from time to time, for example when we add features, or when the law or our business changes. If a change materially reduces your rights, we will give you reasonable advance notice by email or through the Service before it takes effect.
If you keep using the Service after a change takes effect, that counts as acceptance of the updated Terms. If you do not agree with a change, you may close your account at any time.

3. Your account

1. You must be at least 18 years old, or older if the law where you live requires it to enter contracts, to use the Service.
2. You must provide accurate information when you sign up and keep it up to date.
3. You are responsible for your login credentials and for everything that happens under your account. Tell us immediately at the address in section 17 if you suspect unauthorised use.
4. Accounts belong to the person who registered them and may not be sold, transferred or created in bulk by automated means.

4. Your page name

Your page lives at a URL that includes the name you choose. You may not choose a name that infringes someone else’s trademark or other rights, impersonates another person or organisation, is offensive or misleading, or is registered mainly to resell it or block others from using it.
We may reclaim, change or release a page name that violates this section, that is subject to a valid third-party claim, or that belongs to an account closed under these Terms.

5. Your content

1. Everything you add to your page — text, images, links, product listings, event details and anything else — is your content. You keep ownership of it.
2. You promise that you have the rights needed to publish your content, that it is accurate and lawful, that it does not infringe anyone’s intellectual property, privacy or other rights, and that it contains no malware or deceptive code.
3. You are solely responsible for your content and for keeping your own copies of it. We may remove content that we reasonably believe breaks these Terms or the law.

6. The licence you give us

To run the Service we need your permission to handle your content: you grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, adapt for display (for example resizing images or generating machine-readable formats) and publicly display your content, for the purposes of operating, improving and promoting the Service.
This licence ends when you delete the content or your account, except for copies held briefly in backups and caches, and except where your page has been shared or embedded elsewhere while it was public.

7. Your visitors are your responsibility

Your page connects you with your audience. Any sales, bookings, payments, promises or data collection that happen between you and your visitors are strictly between you and them. You are responsible for honouring what you offer, for complying with consumer-protection, disclosure and data-protection laws that apply to you, and for any disputes with your visitors or customers.

8. Acceptable use

You may not use the Service to:
1. break the law, or promote or facilitate illegal activity;
2. mislead, defraud, phish or impersonate;
3. publish content that is hateful, harassing, sexually exploitative or that endangers minors;
4. distribute malware or interfere with the Service, other accounts or our infrastructure;
5. scrape, harvest or bulk-download the Service or other people’s pages, except through interfaces we intentionally expose for that purpose;
6. send spam or operate deceptive advertising schemes.

9. AI features and agent-readable pages

1. The Service can generate content and layout suggestions with AI, and publishes your page in machine-readable formats (such as structured data and agent manifests) so that AI assistants and agents can read it and act on it — for example answering questions about you or starting a booking you offer.
2. AI-generated suggestions can be wrong. Review anything AI produces before you publish it; you are responsible for what appears on your page.
3. By publishing a page, you understand that its public content, including its machine-readable formats, can be read by third-party AI systems that we do not control.
4. We may use third-party AI providers to power these features and will pass them only the data needed to provide the feature.

10. Paid features

Parts of the Service may be offered for a fee. If you buy a paid feature, the price, billing period, renewal and cancellation terms will be shown to you before you pay, and those terms form part of this agreement. You are responsible for any taxes that apply to your purchase, and for any taxes on income you earn through your page.

11. Selling on More.You

1. What this section covers. “Shop features” means any part of the Service that lets visitors pay you through your page. You can use them to sell digital products and services you deliver yourself, and to accept tips. You cannot sell physical goods through More.You checkout; link to another shop for those. This section applies on top of the rest of these Terms whenever you use Shop features.
2. Who can sell. To use Shop features you must be at least 18, or older if the law where you live requires it to enter contracts, and you must have a published page and complete Stripe’s verification. We may decide who can use Shop features, set minimum and maximum prices and other limits, and ask you for more information before or after you start selling.
3. You are the seller. Every sale or tip made through your page is a contract between you and your buyer, and you are the seller of record. You are responsible for: describing what you sell accurately; delivering it; customer support; refunds, cancellations and returns, including the rights buyers have under consumer-protection law; receipts and any disclosures the law requires; taxes on your sales and income; disputes and chargebacks; and handling your buyers’ personal information as data-protection law requires. We are not a party to your sales, we are not the merchant, and we do not hold your money.
4. Your Stripe account. To sell, you set up a Stripe account through More.You. We create it with Stripe, prefill your page as its website along with a short description of what you sell, and you complete Stripe’s verification. The account is yours: you get the full Stripe Dashboard, payments for your sales are made directly to it, and Stripe, not More.You, is responsible for the account’s losses. You must accept and keep to Stripe’s Connected Account Agreement and Stripe Services Agreement, including Stripe’s Prohibited and Restricted Businesses list; your relationship with Stripe is direct. If Stripe restricts, suspends or closes your account, you may lose access to Shop features. If you set up payouts before 14 October 2026, you must set them up again before you can sell.
5. What we do on your Stripe account. To run and protect Shop features we:

• create the account and prefill its website and business description;
• create the links that take you through Stripe’s onboarding;
• create each checkout on your account, with a time limit, and for sellers in their first 30 days a check with the buyer’s bank (3D Secure);
• receive your account’s status, verification state and country;
• receive details of payments and failed payments made through your page, including the buyer’s email address and an identifier Stripe issues for the card (never the card number); and
• may read refund and dispute information for sales made through your page.

We never move money out of your account other than our platform fee, which Stripe deducts from each payment. You can disconnect More.You from your Stripe Dashboard at any time; that ends selling on your page.

6. Fees. Our platform fee is 5% of each payment on the Free plan and 0% on paid plans. It is shown next to the “Sell with More.You” switch and in Settings → Payouts, and Stripe deducts it from each payment. Stripe charges its own processing fees separately under your agreement with Stripe. We will give you notice before increasing the fee (see section 2).
7. What you can’t sell. You must follow our Seller Policy at more.you/terms/seller-policy, which forms part of these Terms, and Stripe’s Prohibited and Restricted Businesses list. Where they differ, the stricter rule applies. Categories that Stripe lists as restricted need Stripe’s written approval before you sell them; send us a copy of that approval before you list the product.
8. Fraud and risk controls. We use automated and manual checks to protect buyers, sellers and the Service. We may refuse or limit checkouts, hide buy buttons, remove products, or pause or end your ability to sell, including automatically and without warning where that is needed to stop fraud or to comply with Stripe’s rules or the law. For Shop features this paragraph applies instead of the advance warning in section 14.2. When we take one of these steps, we will tell you what we did, why, and how to appeal, unless the law stops us or telling you would help someone commit fraud. We may share information about your account and your sales with Stripe, card networks and the authorities when we suspect fraud or illegal activity.
9. What you must not do. You must not: make or allow test purchases with cards you are not authorised to use; accept payments for anyone else’s business or for anything that isn’t the product or content on your page; split or disguise payments; or try to get around our checks, including by opening another account after selling has been paused or ended, or after Stripe has closed or suspended a Stripe account of yours. If we ask, you must give us proof of any licence or rights you rely on within 7 days.
10. Tips. Tips are voluntary thanks for content you have already made available, on your page or elsewhere. Buyers who tip are not owed any goods or services. Tips may not be used to raise money for charities, causes or other people, or for anything our Seller Policy prohibits.
11. Responsibility for losses. In addition to section 16, and to the extent the law allows, you will reimburse us for losses, fines, card-network or Stripe fees, chargebacks and claims caused by your breach of these Terms, by fraud, or by selling something illegal or prohibited through your page. If you are a consumer, this does not limit your statutory rights.
12. After you stop selling. If you stop selling, or your access to Shop features ends, you remain responsible for refunds, disputes and chargebacks on sales you made.

12. Our platform

The Service itself — its software, design, templates, trademarks and everything in it other than user content — belongs to us or our licensors. We give you a limited, non-exclusive, non-transferable right to use it to build and share your page while these Terms are in force. You may not copy, modify, reverse-engineer or resell the Service.
If you send us feedback or ideas, we may use them without restriction or compensation; we are not obliged to implement them.

13. Third-party services

Your page can link to and integrate with third-party platforms and tools. Those services have their own terms and privacy policies, which govern your use of them. We are not responsible for third-party services, their availability, or what they do with data you or your visitors share with them.

14. Suspension and termination

1. You can stop using the Service and delete your account at any time.
2. We may suspend or close your account, or unpublish your page, if you materially breach these Terms, if we are required to by law, or if it is reasonably necessary to protect the Service, other users or the public. Where practical, we will warn you first and give you a chance to fix the problem.
3. We may close accounts that have been inactive for an extended period, after notice to the email address on the account.
4. When an account closes, its pages come down and these Terms end, except for the sections that by their nature continue (including sections 6 to 16).

15. Disclaimers

The Service is provided “as is” and “as available”. We do not promise that it will be uninterrupted, error-free or secure, that defects will be corrected, or that it will meet your requirements. To the fullest extent the law allows, we exclude all implied warranties, including fitness for a particular purpose and non-infringement. Nothing in these Terms limits rights you have as a consumer that cannot be limited by contract.

16. Liability and indemnity

1. To the fullest extent the law allows, we are not liable for indirect or consequential loss, lost profits, lost data or loss of goodwill arising from your use of the Service.
2. Our total liability to you for all claims arising out of the Service in any 12-month period is limited to the greater of the amounts you paid us for the Service in that period and £100.
3. You will indemnify us against third-party claims arising from your content, your pages or your breach of these Terms.
4. Nothing in these Terms excludes liability that cannot be excluded by law, including for death or personal injury caused by negligence, or for fraud.

17. General

These Terms are the entire agreement between you and us about the Service. If part of them turns out to be unenforceable, the rest still applies. If we do not enforce a right, we do not waive it. You may not assign these Terms; we may assign them as part of a corporate reorganisation or sale.
These Terms are governed by the laws of England and Wales, and disputes belong to the courts of England and Wales, unless the consumer-protection law of the country you live in gives you the right to a different forum.
Our single point of contact for users and for authorities, including under the EU Digital Services Act, is hello@more.you. We communicate in English. Questions about these Terms: contact us at hello@more.you.